# Stripe **Type:** [[Payment Platform]] · [[Acquiring]] · [[Issuing]] (infrastructure) **Archetype:** [[eu-sme-fintech-market-map|Acquiring-led]] **HQ:** San Francisco, USA · Dublin, Ireland (EU entity) **EU licences:** Stripe Payments Europe Ltd (CBL, Luxembourg EMI); Stripe Technology Europe Ltd (Central Bank of Ireland) **Target:** Developer teams, online-first businesses, platforms --- Stripe is the default online payment platform for developer-led businesses globally. In Europe it is the clearest choice for any online-first SME that wants maximum payment method coverage (cards, SEPA Direct Debit, iDEAL, Bancontact, Sofort, Klarna, etc.) via a single API integration. **Core products:** - **Stripe Payments** — online card and payment method acceptance - **Stripe Terminal** — in-person card acceptance (developer-configured POS hardware) - **Stripe Payment Links** — no-code remote payment collection - **Stripe Issuing** — programmatic card issuance (debit and credit programmes); used as infrastructure by other fintechs - **Stripe Connect** — marketplace and platform payment splitting - **Stripe Billing** — subscription and recurring revenue management - **Stripe Capital** — merchant cash advance based on payment volume **EU payment methods:** Cards, SEPA Direct Debit, iDEAL (NL), Bancontact (BE), Sofort (DE/AT), Klarna, PayPal, Link, Przelewy24 (PL), and others. **Key context for the graph:** Stripe appears in this map in two distinct roles: as a **direct acquiring provider** for SMEs, and as **issuing infrastructure** used by other fintechs to build their own card programmes. Its terminal product makes it technically omnichannel, but its identity is online-first. **Connected:** [[Acquiring]] · [[Issuing]] · [[eu-sme-fintech-market-map]] · [[Adyen]] · [[Mollie]] · [[PSD2]] · [[SEPA Credit Transfer]] *FintechGraphs · [[about|Who we are]]*