# Nexi
**Type:** [[Acquiring]] · Payment Technology Group
**Archetype:** [[eu-sme-fintech-market-map|Acquiring-led]]
**HQ:** Milan, Italy
**Listed:** Euronext Milan (NEXI)
**Structure:** Pan-European PayTech group formed by merger of Nexi (IT), Nets (DK/Nordics), Concardis (DE/AT/CH)
**Target:** Banks (as white-label acquiring partner), enterprise merchants, SMEs via bank distribution
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Nexi is Europe's largest PayTech company by transaction volume, formed through the consolidation of three major national acquiring and payment technology providers: Italian Nexi, Nordic Nets, and German-Austrian Concardis. It processes payments for millions of businesses across Southern and Central Europe, primarily distributed through bank partnerships.
**Core products:**
- Card terminals (POS hardware — physical and contactless)
- Online payment gateways
- Acquiring and settlement services for merchants
- Digital banking solutions (white-label, sold to banks)
- Merchant services platform
**Key context for the graph:** Nexi is primarily a **bank-distributed** acquiring provider — most SMEs encounter Nexi through their bank (e.g., bank offers "card terminal from our partner Nexi") rather than signing up to Nexi directly. This contrasts with Stripe and Mollie's direct-to-merchant model.
**Connected:** [[Acquiring]] · [[eu-sme-fintech-market-map]] · [[Worldline]] · [[Adyen]] · [[Mastercard]] · [[Visa]] · [[SEPA Credit Transfer]]
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